Privacy Policy

1. Who we are

IncomeFix ("we", "us", "our") operates the website incomefix.co.uk. We provide free financial calculators and informational content to help UK residents understand their benefits entitlement, tax obligations, and take-home pay. For any questions about this privacy policy, please contact us at hello@incomefix.co.uk.

2. Data we collect

IncomeFix does not collect, store, or process any personal data directly. We do not require you to create an account, sign in, or provide any personally identifiable information to use our calculators or read our content.

All calculations are performed in your browser or on our servers without retaining any of the information you enter. The figures you input into our calculators (such as your salary, hours worked, or household composition) are not transmitted to us, stored in any database, or shared with any third party. When you close the page or navigate away, the data is discarded.

3. Cookies and third-party services

While we do not set any first-party cookies that track your personal information, our website uses the following third-party services that may set cookies on your device:

• Google Analytics — We use Google Analytics to understand how visitors use our website, which pages are most popular, and how people navigate between our tools. Google Analytics collects anonymised data including your IP address (which is anonymised before storage), browser type, operating system, screen resolution, referring website, pages visited, and time spent on the site. This data is aggregated and cannot be used to identify you personally. Google Analytics sets cookies including _ga, _ga_*, and _gid to distinguish unique users and sessions. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
• Google AdSense — We display advertisements provided by Google AdSense to fund the operation of this website and keep our tools free. Google AdSense may use cookies and web beacons to serve advertisements based on your prior visits to our website or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your browsing history. You can opt out of personalised advertising by visiting Google Ads Settings or the Digital Advertising Alliance opt-out page.

4. Legal basis for processing

Where third-party cookies are used for analytics and advertising, the legal basis for processing is your consent, which you provide via our cookie consent mechanism. You can withdraw your consent at any time by clearing your cookies or adjusting your browser settings.

5. Your rights under UK GDPR

Under the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018, you have the following rights:

• Right of access — You can request a copy of any personal data we hold about you. As we do not store personal data, such a request would confirm that no data is held.
• Right to erasure — You can request the deletion of your personal data. As we do not store personal data, there is nothing to erase from our systems.
• Right to object — You can object to the processing of your data for analytics or advertising purposes by opting out of cookies as described above.
• Right to complain — You have the right to lodge a complaint with the Information Commissioner's Office (ICO) if you believe your data rights have been infringed. Visit ico.org.uk for more information.

6. Data sharing

We do not sell, rent, or share any personal data with third parties. The only data shared with third parties is the anonymised analytics data collected by Google Analytics and the cookie-based data used by Google AdSense to serve advertisements, as described above.

7. Data security

Our website is served over HTTPS, which encrypts data in transit between your browser and our servers. Since we do not store personal data, there is no database of personal information that could be subject to a data breach.

8. Children's privacy

Our website is not directed at children under the age of 16. We do not knowingly collect any personal data from children. If you believe a child has provided personal data to us, please contact us at hello@incomefix.co.uk and we will take steps to address the issue.

9. Changes to this policy

We may update this privacy policy from time to time to reflect changes in our practices or legal requirements. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this page periodically.

10. Contact

If you have any questions or concerns about this privacy policy or how we handle data, please contact us at hello@incomefix.co.uk.